Invest in your future

Secured Retirement

LAPFUND is dedicated to providing dependable, transparent, and sustainable pension and saving solutions. For Over 60 years, we have been receiving, investing, and prudently managing members' savings for prompt payment of benefits for secured retirement.

About LAPFUND
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Vision & Mission

Vision: The Preferred Partner in Savings and Retirement Solutions.

Mission: To receive, prudently invest and manage members’ savings for prompt payment of benefits for secured retirement..

Core Values

  • iconIntegrity
  • iconCustomer centricity
  • iconAccountability
  • iconResponsiveness
  • iconExcellence

Our Products

LAPFUND offers a diverse range of retirement and savings products tailored to meet the needs of employers, employees and individual contributors across different terms of service.

Occupational Contribution

Occupational Contribution

Retirement savings plan designed for employees on permanent and pensionable terms of service.

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Individual Pension Plan (IPP)

Individual Pension Plan (IPP)

An Individual Pension Plan (IPP) is a personal retirement savings plan for individuals independent of employer. It cut across all sectors.

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Gratuity Management

Gratuity Management

Gratuity is a service payment provided to staff on contractual employment ...

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NSSF TIER II Management

NSSF TIER II Management

This is a retirement saving plan available for employers wishing to opt out of making NSSF Tier II contributions to NSSF Pension Fund...

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Additional Voluntary Contribution

Additional Voluntary Contribution

AVC facility enables contributors to boost their retirement savings by making extra payments...

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LAPFUND AMAL

LAPFUND AMAL

LAPFUND AMAL serves as the institution’s dedicated Shariah-compliant window, extending the full benefits of all LAPFUND products ...

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Key Stakeholders

Council of Governors(COG)

The Council of Governors brings together governors from all 47 counties in Kenya and plays a strategic intergovernmental coordination role. As key policy influencers, COG facilitates engagement between county governments and institutions like LAPFUND. Their support strengthens pension policy alignment, compliance, and sustainability across counties.

County Governments (CPSB & CASB)

County Governments are primary employers of LAPFUND members.

County Public Service Boards (CPSB) oversee recruitment, appointment, and management of county staff who are members of LAPFUND.

County Assembly Service Boards (CASB) manage employment matters within County Assemblies.

They are responsible for onboarding members, ensuring timely remittance of contributions, and maintaining accurate employee records, which directly impacts retirement benefits administration.

Workers Unions (KCGWU, KNUN, among others)

Workers’ unions advocate for employees’ welfare, including retirement benefits. They influence pension-related negotiations, contribution structures, and benefit improvements. Collaboration with unions enhances member awareness, trust, and protection of retirement savings.

Water & Sanitation Providers Association - WASPA

WASPA represents water and sanitation service providers, many of whom employ staff contributing to LAPFUND. Engagement with WASPA supports compliance, member education, and structured pension administration within the water services sector.

County Assemblies Forum(CAF)

CAF brings together County Assemblies to promote good governance and legislative coordination. As County Assemblies employ staff who are LAPFUND members, CAF serves as an important partner in policy dialogue, compliance, and retirement benefits sensitization.

Society Of Clerks At The Table –SOCATT(K)

SOCATT (Kenya) is a professional body representing Clerks of County Assemblies and parliamentary legislative officers. As senior administrators, clerks influence institutional compliance with pension obligations and ensure structured engagement between County Assemblies and LAPFUND.

Manage your retirement On-The-Go

Our Member Portal, Mobile app and USSD Code provides secure, real-time access to your retirement account, allowing you to view and update personal biodata, access contribution statements, and manage beneficiary