01

Statutory / Defined Contribution 

This is a contributory retirement saving plan for staff on permanent and pensionable terms of employment. The employee contributes 12% of his/her basic salary plus house allowance and the employer contributes 15% of the same.
Savings earn competitive returns on compounding basis. The accumulated benefits are accessible on separation from employment.

03

Gratuity Management

This is a lump sum service payment to staff on short contractual terms of employment for the period served. The contribution rate is at of 31% of the basic salary of the employee. It is fully employer sponsored.
Savings earn competitive returns on compounding basis. The accumulated benefits are accessible on separation from employment/ at the end of contract.

05

NSSF Tier II Management

This is a retirement saving plan available for employers wishing to opt out of making NSSF Tier II contributions to NSSF Pension Fund on behalf of their employees.
Savings earn competitive returns on compounding basis. The accumulated benefits are accessible on retirement.

LAPFUND AMAL

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