LAPFUND Imarisha

Individuals independent of employer

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LAPFUND Imarisha

This is an individual voluntary savings plan with a minimum saving period of three years. Contributions are flexible, with a minimum of Ksh 1,000 per month. The plan includes a contributory Group Life Assurance benefit for members contributing more than Ksh 2,000 per month (where Ksh 240 from the contribution covers the GLA). Savings earn competitive returns on a compounding basis, and accumulated benefits can be accessed after the minimum saving period. Membership is open to anyone.

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Features
  • Contributions: Minimum of Ksh 1,000 per month (or Ksh 50 per day).
  • Members benefit from GLA if they contribute at least Kshs 2,000 per month (or Ksh 24,000 annually).
  • Interest: Competitive interest is Declared.
  • Access to Benefits: Accumulated benefits are accessible after a minimum of three years.

Admission Requirements

Admission Requirements:

  • Complete IMARISHA/1 (Conventional/Amal)
  • A copy of the contributor’s National Identity Card
  • A copy of the beneficiary’s Identity Card