Shariah-compliant window
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LAPFUND AMAL
LAPFUND AMAL serves as the institution’s dedicated Shariah-compliant window, extending the full benefits of all LAPFUND products including the Occupational Contribution Plan, Gratuity Management, AVC, LAPFUND Individual pension plan and NSSF Tier II Management while ensuring strict fidelity to Islamic Commercial Jurisprudence. This specialized window operates under the dual authority of the Retirement Benefits Act and the stringent ethical guidelines of Shariah principles.

Compliance
Compliance is continuously monitored and guided by a dedicated Shariah Supervisory Board. LAPFUND operates as an agent for members, investing contributions exclusively in Shariah-approved, ethical, and socially responsible financial instruments. This commitment ensures that member funds strictly avoid interest-based (Riba) vehicles and investments in prohibited sectors, thereby promoting financial security and growth in a manner fully aligned with the religious and moral values of the participating members.
